Our home loan range


Our home loan range

Fixed Rate mortgages

Your monthly premiums will remain the exact same through the term that is fixed, whether interest levels rise or down.

Buy to allow mortgages

This diverse range includes home in Multiple Occupation (HMO) mortgages (housing up to six renters), and it is especially created for people buying properties to book.

Shared Ownership mortgages

Based on where you purchase, a Shared Ownership mortgage could considerably decrease the size of the deposit – a choice so you can get your base regarding the property ladder.

Interest Only mortgages

You’d be making payments that are monthly the attention regarding the quantity you’ve lent. Then at the conclusion of your home loan term, you’ll repay the full quantity borrowed. You’d be likely to own a repayment that is credible in position, showing just just how you’d repay the mortgage at this stage.

Pension Interest Only (RIO) mortgages

With a RIO mortgage, your repayments that are monthly cover the attention charged in your loan. Then your balance that is full be reimbursed following what’s called a ‘life event’.

When this occurs, the purchase of the house is going to be utilized while the payment strategy. So that it’s worth taking into consideration that, in the event that worth of your house is lower than the outstanding loan, the real difference will nevertheless have to be repaid utilizing other means. You will find out more info on RIO by pressing the switch below.

Reduced Rate mortgages

To hold expenses down whenever you’re establishing your home that is new adjustable rate of interest is paid down for a collection time. After that it increases for the remaining regarding the home loan duration.

Adjustable Rate mortgages

Unlike fixed rates, the attention price can move up along with down. These prices often apply as soon as your home loan deal wraps up https://speedyloan.net/installment-loans-la, like when a fixed rate term finishes. Nonetheless many people might prefer these mortgages, since they often come with no repayment that is early.

For yourself, take a look at our specially designed Holiday Let mortgages if you’re buying a holiday home to let out to others, or. For properties purchased in England, Scotland or Wales.

Straight to Purchase mortgages

We’ve got a selection of mortgages giving support to the government’s directly to Buy scheme. This scheme was designed to allow you to choose the house you presently lease at a discount cost.

Second Home mortgages

An assortment designed for people purchasing a moment home that is residential. We may be able to help whether it’s because of your work circumstances, or for your family.

Current Clients

We might monitor and/or record your phone conversations using the Society to make sure consistent solution amounts as well as colleague training purposes. By email and not using our secure email facility, please remember not to send any personal, financial or banking information because your information isn’t secure if you are contacting us.

Leeds Building Society is a known user associated with the Building Societies Association.

The merchandise and solutions on this web site can be found to British residents just. Home loan candidates should be 18 years or higher. Mortgages are at the mercy of eligibility, status and standing that is financial.

The community’s primary company is the supply of cost savings items and mortgages.

Leeds Building Society is authorised by the Prudential Regulation Authority and managed by the Financial Conduct Authority (FCA) therefore the Prudential Regulation Authority. Leeds Building Society is registered regarding the Financial solutions enter under quantity 164992. You can examine this regarding the FCA site at www. Fca.org.uk/firms/systems-reporting/register or by calling 0800 111 6768. Purchase to allow mortgages which are for company purposes are exempt from FCA Rules.

Hq: 105 Albion Street, Leeds, LS1 5AS

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